Boat Loan Repayment Calculator
We make it Easy to Compare Options, Prepare Preferences, Plan Purchases with Our Online Boat Loan Calculator. Estimate Your Boat Finance Now!
This calculator comparison chart is provided for general reference purposes only. It is not in any way intended as a loan application, it is not a quote for finance or any indication that an application has been received or approved. The repayments quoted may not include all the fees and charges that may be applicable. The interest rates and the repayments displayed do not account for any conditions pertaining to your individual loan application. Therefore the interest rate and repayment you may be offered may vary from the amount shown.
Compare Estimates on Personal and Business Finance Options with the one Boat Loan Calculator
No need to search for different calculation tools to suit different credit facilities. Our device suits all finance products, simply by entering the appropriate interest rate. Buyers of recreational boats can calculate Secured Boat Loan estimates. And where the watercraft is not available or suitable as collateral, estimate Unsecured Personal Loans.
Operators in marine industries can easily estimate and structure options with their choice of Marine Lease, Chattel Mortgage, Rent-to-Own and Hire Purchase. Interest rates will be individually offered when lenders assess individual applications and credit profiles.
To obtain quick estimates to use as a guide to financing options, use our current highly competitive rates. For the best, low rate we can source for you, connect with Easy Boat Finance!
At Easy, we focus on securing buyers the best interest rates from our 80+ lender base. Our personal approach and the individual attention given to each customer, ensures the lender is matched to the customer’s profile, the rate negotiated to the lowest possible, and the loan structured to best meet specific preferences. To have your marine financing handled by experts, connect with Easy!
- Estimate Secured Boat Loans, Unsecured Personal Loans.
- Calculate payments on Marine Leasing, Chattel Mortgage, Commercial Hire Purchase and Rent-to-Own.
- Highly competitive interest rates, best from 80+ lenders.
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Soothe the stress, dispel the doubts, and clarify the choices of buying a new boat with finance using our easy-use calculator for marine loans. This handy device provides potential buyers seeking finance with the resources to carry out a number of complex financing functions simply by entering a few figures. Estimated repayments can be obtained in seconds. Interest rates from different lenders can be quickly compared with the differing repayment estimates.
Preferences with financing terms and borrowing amounts can easily be established. Plans around making a deposit, budgeting and selecting the make and model, may be made with greater clarity and confidence, based on the financing. The device is available online, accessible to buyers across Australia, and can be used for both recreational and commercial vessel finance.
Start estimating your finance to streamline and expedite your boat purchase.
Convenient Access, Multiple Uses with Our Versatile Boat Loan Calculator
When purchasing a vessel with finance, the most significant figure for most buyers will be the monthly repayment amount, not the total purchase price. To carry out the complex computations of turning the price quoted or advertised into that repayment estimate – just use our calculation device. Make just three entries – loan required, interest rate, and repayment term, and you’ll have the figure that matters to you – the estimated monthly repayment. Change the loan required to compare different makes and models. It’s fast, it’s convenient, and it’s available to you right here.
Whatever the type of watercraft, the length, whether it’s power or sail powered, whether it’s a budget tinnie or a luxury motor yacht, a family fisher or a commercial trawler, the device can calculate estimates for the entire fleet. Calculate repayments to compare your choices based on price with varying features, size, age, and availability. Start comparing and prepare your buying short-list.
Converting the price to repayments is a first step. But our device allows users to obtain estimates based on a range of combinations to compare and consider. See what repayment term results in what monthly commitment. See the difference that choosing a larger or smaller deposit makes to monthly repayments. Bring it all together and see what combination of term, borrowing and rate delivers the most workable monthly payment. Clarify what you want from your marine finance to be ready to brief your Easy broker.
Use the device to calculate repayments on financing watercraft and trailer together compared with separately. Assess if it is workable to include life jackets, upgraded electronics, additional covers, and other accessories in the same finance arrangement as the watercraft. Work out your budget and your purchasing plans simultaneously.
When checking out makes and models online, have our device accessible in a separate browser to turn prices into payments in seconds. Ideal for quickly deciding if that model is a viable buying contender. If buying a vessel online, quickly calculate estimates of repayments for greater confidence to proceed and capture a great deal.
Turn Boat Prices into Finance Repayment Estimates
When purchasing a vessel with finance, the most significant figure for most buyers will be the monthly repayment amount, not the total purchase price. To carry out the complex computations of turning the price quoted or advertised into that repayment estimate – just use our calculation device. Make just three entries – loan required, interest rate, and repayment term, and you’ll have the figure that matters to you – the estimated monthly repayment. Change the loan required to compare different makes and models. It’s fast, it’s convenient, and it’s available to you right here.
Versatile Device – Suits Finance Estimates for All Types, Styles and Sizes of Watercraft
Whatever the type of watercraft, the length, whether it’s power or sail powered, whether it’s a budget tinnie or a luxury motor yacht, a family fisher or a commercial trawler, the device can calculate estimates for the entire fleet. Calculate repayments to compare your choices based on price with varying features, size, age, and availability. Start comparing and prepare your buying short-list.
Easily Make Comparisons Based on Interest Rates, Repayment Terms, Deposits
Converting the price to repayments is a first step. But our device allows users to obtain estimates based on a range of combinations to compare and consider. See what repayment term results in what monthly commitment. See the difference that choosing a larger or smaller deposit makes to monthly repayments. Bring it all together and see what combination of term, borrowing and rate delivers the most workable monthly payment. Clarify what you want from your marine finance to be ready to brief your Easy broker.
Assess Options with Package Deals, Accessories, Extras, Upgrades
Use the device to calculate repayments on financing watercraft and trailer together compared with separately. Assess if it is workable to include life jackets, upgraded electronics, additional covers, and other accessories in the same finance arrangement as the watercraft. Work out your budget and your purchasing plans simultaneously.
Online Calculator – Ideal for Online Boat Browsing and Buying
When checking out makes and models online, have our device accessible in a separate browser to turn prices into payments in seconds. Ideal for quickly deciding if that model is a viable buying contender. If buying a vessel online, quickly calculate estimates of repayments for greater confidence to proceed and capture a great deal.
Simple to Use Boat Loan Calculator, Extremely Useful Results
- Easy-to-use, conveniently accessed online.
- Versatile, adaptable functionality, suit all buyers, boats, credit products.
- Prepare the information needed to make buying decisions.
- Save time contacting multiple lenders for estimates.
- Plan purchases to suit individual and household budgets, business cash flow.
How do you use a Boat Loan Calculator? Simply and Easily
Using an online finance calculating device is extremely simple – just input three amounts in the designated fields, and the device does the rest. You’ll need the amount you are seeking for your loan and/or the price of the boat being finance and an interest rate for your chosen credit product. The rate can be our current rate or rates you have sourced from the lending market to compare.
- Deduct your deposit from the price of the vessel and enter that amount in the total loan box.
- Enter the interest rate you want to compare in that box.
- Select a repayment term to make your first calculation.
The monthly repayment for that combination will be calculated and displayed. To make rate comparisons, type in another rate. To decide on a repayment schedule that delivers you a workable monthly commitment, select a different term. To reduce the repayment amount, reduce the loan total by considering a large deposit, or increase the loan term.
Repayment estimates can be calculated with as many combinations of total-rate-term as required to have the information needed to make a confident decision. There is no limit on how many times the device can be used, how many boats or loans can be compared, and there is no fee for use. There is no memory in the device, so make notes of which combinations deliver what estimates. When you’ve made your decision, our experts are available to source you a quote based on your specific requirements.
- 3 simple steps to 1 very useful number – your repayment estimate.
- Easy to use, free to use, accessible 24/7.
- Calculate repayments based on any number of combinations, boats.
Follow-Up Boat Loan Calculator Estimates with Equally Simple Application Service
We like to make the entire process of obtaining financing to buy a boat as simple and streamlined as possible. Which is why we support our ‘easy-use’ calculating device with a streamlined, simple finance application and sourcing service. Upload the necessary details and documents and our experts will individually handle your application.
We’re specialists in marine finance and will source the most suitable lender, the best rates, and handle all lender negotiations and assist with settlement with your marine dealer. The application process is simple, and approvals can be obtained within 24 hours.
To apply for marine finance, contact Easy online or by phone!
The most frequently asked boat loan questions
How long does it take to get repayment estimates using an online calculator?
Using an online finance calculation device, it can take a matter of seconds to obtain estimates. Users enter the values relevant to their financing and the estimate is automatically displayed.
Do I need to download a special app or software to use a boat loan calculator?
No. Finance calculation devices can be used directly from lender and broker websites.
What is the interest rate to enter in a boat loan calculator?
Users can enter any interest rate for their chosen credit facility, as sourced from the lending market. Typically, users will enter the interest rate which is advertised by the provider of the device.
Do I need to register to be allowed to use a boat financing calculator?
The set-up and functionality of finance estimating devices can vary with different versions and providers. Generally, users do not have to provide their details or register in order to have access to the device.
What types of loans does a boat finance calculator work out?
Estimates for all types of credit facilities can be obtained using an online calculation device. Users need to enter the interest rate for the facility they are seeking, to ensure the most appropriate estimates and results are obtained.
Is a boat loan calculator only for new models?
No. Estimates for finance on all types of vessels and watercraft can be obtained on a calculation device. New and used models apply. When calculating estimates for used models, users should be aware that the interest rate, the borrowing limit and the term can be different for new and used models. Lenders typically advertise rates for new goods.
What is the maximum loan that can be estimated with a boat loan calculator?
Unless specified by the provider of an online calculation device, there is no maximum loan limit which may be estimated with these devices. Lenders will have their own guidelines for maximum and minimum limits. Lenders will assess applicants and determine the borrowing limit for the individual based on their financials and credit score.
What is a boat loan calculator?
A marine finance calculator is an online tool provided by lenders and brokers for boat buyers to calculate estimates on credit to purchase a vessel.
What are the eligibility guidelines to use a marine loan calculating device?
All business owners and individual persons may use an online calculating device. Eligibility criteria does apply when applying for finance. For consumer loans, the eligibility is regulated by ASIC and includes being over 18 years of age.
If I use a lender’s calculator, does that mean I have to submit an application to them?
Generally there is no obligation attached to the use of online calculation devices.
How do I compare interest rates on a finance calculation device?
Finance calculation devices can calculate repayment estimates based on the interest rate entered by the user. Users can compare rates by comparing the estimates calculated at different rates to see which delivers the most affordable outcome.
Let Easy Boat Loans simplify the process by taking care of the complicated steps for you
